Loans and leases
Equipment loans generally build ownership over time, while lease structures can offer different cash-flow, tax and end-of-term considerations. Availability depends on the asset, vendor, borrower and transaction.
EQUIPMENT FINANCE
Finance or lease essential business equipment while preserving working capital for operations, hiring and expansion.
Discuss your financing need →Equipment loans generally build ownership over time, while lease structures can offer different cash-flow, tax and end-of-term considerations. Availability depends on the asset, vendor, borrower and transaction.
Lenders may evaluate time in business, revenue, cash flow, credit, down payment, equipment age and condition, vendor information, valuation and expected useful life.
FREQUENTLY ASKED QUESTIONS
Some programs may include eligible delivery, installation or related costs. Treatment varies by lender and asset.
Many small-business equipment programs require owner guarantees, though requirements vary.
READY TO EXPLORE YOUR OPTIONS?
We’ll help you understand possible paths forward.