SBA 7(a)
The SBA 7(a) program can support a range of eligible business purposes, including acquisitions, working capital, equipment and owner-occupied real estate. The loan is made by a participating lender with an SBA guaranty.
SBA FINANCING
SBA 7(a) and 504 financing guidance
PFCS helps eligible small businesses explore SBA-backed financing for acquisitions, owner-occupied real estate, equipment, expansion, refinancing and other qualified purposes.
Discuss your financing need →SBA 504
The 504 program is generally designed for major fixed assets such as owner-occupied commercial real estate and long-term equipment, typically involving a participating lender and Certified Development Company.
Preparation matters
SBA transactions can require detailed financial, ownership, eligibility and project documentation. PFCS helps borrowers understand the process and organize a lender-ready request.
FREQUENTLY ASKED QUESTIONS
Important questions, clearly answered.
Does PFCS approve SBA loans?+
No. Participating lenders and the SBA process determine eligibility and approval.
Can SBA financing buy a business?+
SBA 7(a) financing is commonly used for eligible business acquisitions, subject to valuation, equity injection, borrower qualifications and lender requirements.
READY TO EXPLORE YOUR OPTIONS?
Bring us the opportunity.
We’ll help you understand possible paths forward.