ENHOUSING FINANCE, MULTIFAMILY & MORTGAGE CREDIT · OCTOBER 27, 2026
Freddie Mac Reports $36 Billion in September Funding as Delinquency Rates Diverge
Freddie Mac's September volume summary reports $36 billion of monthly mortgage funding, $359 billion year to date, an 82% purchase share in single-family acquisitions, and different single-family and multifamily delinquency signals.
What Freddie Mac published
Source publication date: October 26, 2026. Freddie Mac issued its September 2026 Monthly Volume Summary covering mortgage-related portfolios, securities issuance, risk management, delinquency, debt activities, and other investments. The investor-relations highlights report $36 billion of mortgage funding in September and $359 billion year to date. These figures describe Freddie Mac's activity and do not represent total U.S. mortgage originations or financing available to one borrower.
- 01$359B funded year to date
- 02Purchases represented 82% of single-family acquisitions
- 03Delinquency measures differed by segment
Purchase activity dominated the single-family mix
Freddie Mac reported that purchase loans represented 82% of September single-family acquisitions and refinances represented 18%. Its mortgage investments portfolio ended the month at $135 billion. Portfolio activity can influence housing-market liquidity and investor analysis, but the reported mix does not determine a specific loan's rate, proceeds, execution, recourse, prepayment terms, or eligibility.
Delinquency indicators moved on different definitions
The highlights list a 0.61% single-family serious-delinquency rate for loans ninety or more days delinquent and a 0.58% multifamily delinquency rate for loans sixty or more days delinquent. The measures use different days-past-due thresholds and portfolio characteristics, so they should not be compared as if they were identical. Aggregate delinquency also does not reveal the performance of one market, property, sponsor, tenant base, or security.
Practical borrower and investor takeaway
For a multifamily or housing-related financing, provide current rent rolls, collected-rent history, concessions, delinquency, occupancy, operating statements, taxes, insurance, utilities, repairs, reserves, capital needs, sponsor liquidity, and debt terms. Recalculate cash flow under vacancy, expense, rate, and refinance stress. Investors should review the complete volume summary and relevant offering, servicing, and risk disclosures rather than treating funding volume or a headline delinquency rate as a property-level credit conclusion.
Housing borrowers and investors should separate agency-wide funding and delinquency measures from property-level underwriting, then document occupancy, collections, expenses, reserves, sponsorship, loan terms, and refinance risk for the specific transaction.
Discuss a financing need →This independent summary is based on the cited source and is provided for general educational purposes only. Terms and program requirements may change.